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Compare Our Home Loans
Simply answer the questions below to find your suitable loans
Estimated property value / estimated property price
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I would like to have an offset account
(not available on all products)
I would like to lower the interest rate by paying an annual fee of $120
(not available on all products)
Interest type

Products and rates shown are applicable to Australian resident owner occupiers making P&I repayments only.
For investment and IO repayment scenarios, please contact us for more details.

About MyRate

MyRate is an online residential home loan provider based in Sydney. Our loans are securely funded by multiple banking institutions. MyRate works with Firstfolio Limited as our Mortgage Manager. Our Funder and our Mortgage Manager together are considered our financier.

MyRate obtains home loan products at wholesale rates from our financier and then markets that range of products to you under the MyRate brand. Because of the volume of loans we originate, we are able to obtain competitive wholesale rates from our financier and then pass on those savings to consumers.

MyRate is here to bring transparency, flexibility and efficiency to a complex home loan process.
At MyRate we strive to simplify the home loan application process. Whether you are a remote worker, a 9-to-5 office employee or a full-time mother, we are just a phone call or email away. Apply online or Enquire now to get started!

Some of our awards

2013 MyRate Best Variable Home Loan Provider
Best Variable Home Loan Provider
Global Banking & Finance Review Awards
2013 MyRate Best Fixed Rate Home Loan
2013: Gold Medal
Best Fixed Rate Home Loans (overall)
Australian Home Loan Awards
2013 MyRate Best Speed of Approval Non-Bank
2013: Gold Medal
Best Speed of Approval Non-Bank
Australian Home Loan Awards
2012 MyRate Best Loan for Investors
2012: Gold Medal
Best Loan for Investors
Mortgage of the Year Awards

Contact us

New enquiries
1300 663 558
+612 9240 8194 (from overseas)
9:00am – 5:30pm, Monday - Friday, AEST
Existing customers
1300 304 572
+612 9240 8201 (from overseas)
8:45am – 5:15pm, Monday - Friday, AEST
Telephone banking/Lost or stolen cards
131 455
+612 9028 4172 (from overseas)
Corporate Enquiries
02 9240 8100
02 8572 5328
Suite 901, level 9
447 Kent Street
Sydney, NSW, 2000
ABN 19 119 565 150
Australian Credit Licence 389058
Dispute Resolution
MyRate operates an Internal Dispute Resolution (IDR) process. View our IDR Procedure.
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