home loan lender
award winning
low rate home loans
 
  Our Products  
 
  Borrowing With Us  
 
  Calculators  
 
  Purpose of Your Loan  
 
  Home Loans FAQ  
 
 
Follow us
 

MyRate Privacy Statement

MyRate takes your privacy seriously. This privacy policy outlines how information is collected and utilised by MyRate through our website, and the choices available to you regarding the way information is collected and used.

How information is collected from you

If you are interested in a MyRate product, we will need to collect some information to enable us to help with your enquiry. This information is initially collected when you fill out an enquiry form or a pre-approval form on our website.

What information is collected from you

  • Personal/Contact Details – Name, telephone number, email address, postcode.
  • Application Details (if using the pre-approval form) – Approximate loan amount, details of income, purpose of loan, existing debts, details of security properties, your dependents, employment details.
  • Login details (if using the pre-approval form) – You will need to create a user name and password to be able to access your details in the future.

How we use information about you

If you submit an enquiry or pre-approval form, the information entered by you will be collected and stored by MyRate. We will then use this information to assess your requirements and borrowing capability, and allow relevant service providers access to this information in order to process your application. These providers include our mortgage managers, property valuation experts, insurance partners and credit managers. You will be contacted by a MyRate consultant prior to your information being passed on to these partners of MyRate. We will never disclose your information to any third party without your express permission.

When you submit feedback, add a comment or ask a question via our site, you grant MyRate the right to publish this submitted information on sites operated by us. MyRate will never mention your full name or contact details.

Our commitment to your privacy

  • We will never disclose your information to any third party without your consent unless compelled by law.
  • We will never spam you by disclosing your email address to an unaffiliated party or sending you advertising and other unsolicited material.
  • We will inform you of any relevant MyRate promotions or specials that you may be eligible for.
  • You can unsubscribe from all our communications at any time.

Security

Because the pre-approval process requires the collection private financial information, the form is sent through a Secure Socket Layer (SSL). Please click the Thawte logo at the bottom of this page to view our Thawte certificate.

Cookies

MyRate makes the use of cookies. For more information see our Terms of Use. Our use of cookies is designed for functionality as well as to track general user behaviour. We can never use cookies to identify your individual behaviour. You can delete your cookies at any time through your web browser. This will mean our website will treat you as a fresh user.

Was the information on this page helpful?  
how much can i borrow
home loan enquiry
Ask us a quick question  
Compare Us  
Lender % p.a CCR % Fees
MyRate 5.42 5.42 $0*
CBA 6.15 6.29 $600
St. George 6.24 6.56 $700
Westpac 6.26 6.39 $600
Compare more lenders
MyRate Update
Friday 17th May 2013

In line with the recent RBA rate cut, we are pleased to advise that our funder has reduced the rate on all variable rate loans by 0.25% effective the 17th of May 2013.

Our website is already reflecting these changes.

Did you know that MyRate can offer a 97% LVR on purchases including capitalised LMI? Enquire now to find out more.

Awards & Accreditations
Postcodes of MyRate funded loans
MyRate is a Kiva supporter