MyRate Education Centre

Mortgage Basics

1. Home Loan Types: Which mortgage type is for me?
2. No Deposit Loans: What they are and why you can't find one?
3. Fixed vs. Variable: When should you fix your interest rates?
4. Comparison Rates: How they're calculated and what to watch out for?
5. Your Borrowing Power: How a lender determines what your borrowing power is.
6. Loan Process: Step-by-step through the loan process.
7. Valuations: All you need to know about property valuations.
8. Multimedia: Educational multimedia about the mortgage market.

Fees & Grants

9. First Home Owner Grant: Are you eligible?
10. Lender Fees: The types of fees different lenders may charge.
11. Government Fees: Fees charged by the Government on your mortgage.

Mortgage Nuts & Bolts

12. Conveyancing: What to look for in a good conveyancer.
13. Lenders Mortgage Insurance (LMI): What is it, and who does it protect?
14. Funding: Where do lenders get their funds from?
15. Property as Security: What happens if a lender goes out of business?
16. Co-Owners / Guarantors: What to consider when buying with a friend or with family support.

Tips, Guides & Extras

17. How to Save Tips: Tips and ways to save on your home loan.
18. Real Estate Tips: Tips to buying your ideal property.
19. Application Tips: Ways to help your lender process your application faster.
20. Online Lenders: Why choose an online lender?
21. Mortgage Brokers: What they do and if you need one.
22. Tricks and Games: Games some lenders/brokers play to win your business.
23. Useful Tools: Helpful tools, links and downloads.
24. Mortgage Quiz: Test your knowledge.
25. Interest Rate News: Receive home loan and interest rate alerts.
26. Glossary: All the terms explained.