award winning
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Advantage Loan (Standard variable)
Construction Loan
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All-in-One Loan (Line of credit)
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Purpose of the Loan
Buying a new property
Refinancing
Buying your first home
Building or renovating
Property investment
Consolidating debts
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Our Products
Compare all our home loans
Advantage Loan (Standard variable)
Construction Loan
Fixed Loan (1 to 5 years)
All-in-One Loan (Line of credit)
Low Doc Loan
Fees
Borrowing With Us
Borrower Tools
Purpose of the Loan
Education Centre
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Advantage Loan
All-in-One Loan
Low Doc Loan
Construction Loan
1 – 5 year Fixed Loans
Type of loan
Standard Variable
Line of Credit
Standard Variable
Standard Variable
Fixed Rate
Suitable for...
All borrower types
All borrower types
Self employed
Purchasing land & funding building costs
Fixing a portion of your loan; Investors
Interest Rate (p.a.)
$100k -
$600
k
6.35%
(
6.35%
CCR
#
)
7.00%
7.50%
(
7.50%
CCR
#
)
6.35%
6.05%
–
6.55%
(
See CCR
#
)
Interest Rate (p.a.)
Loans
$600
k+
6.35%
(
6.35%
CCR
#
)
6.90%
7.40%
(
7.40%
CCR
#
)
6.35%
6.05%
–
6.55%
(
See CCR
#
)
Application fees*
$0
$0
$0
$0
$0
Valuation fees*
$0
$0
$0
$295 final
$0
Legal fees*
$0
$0
$0
$0
$0
Settlement fees*
$0
$0
$0
$0
$0
Ongoing/
Monthly fees*
$0
$0
$0
$0
$0
Redraw fees*
$0
$0
$0
$0
n/a
Deferred
establishment fees
$0
$0
$0
$0
$0
Full fee schedule
We have done our best to minimise as many fees as possible.
View our
full fee schedule
and descriptions.
Minimum loan
$100k ($25k in combo)
$100k
$100k
$100k
$100k
Maximum loan
$2M (more with special approval)
$2M (can combine)
$1.5M
$1M
$2M (more with special approval)
Max LVR
95%
95%
60%
90% land & construction
95%
Splits/Combination
Interest Only
Up to 5 years (monthly repayments only)
Evergreen
Up to 5 years (monthly repayments only)
Up to 1 year (monthly repayments only)
Up to 5 years (monthly repayments only)
Repayment frequency
Fortnightly or monthly
Unlimited redraws*
n/a
Additional repayments*
Up to 10k per annum
Term
10 to 30 years
Evergreen
10 to 30 years
10 to 30 years
10 to 30 years
Direct debit
Salary crediting
n/a
Deposit Book*
Cheque/ATM/
Credit Card/Eftpos
Learn more
Learn more
Learn more
Learn more
Internet/Phone Banking/BPay
(except BPay)
(except BPay)
Portable
Statements
Half Yearly
Monthly
Half Yearly
Half Yearly
Half Yearly
Product Info Sheet
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Compare Us
Lender
% p.a
CCR %
Fees
MyRate
6.35
6.35
$0*
CBA
7.31
7.45
$
600
St. George
7.30
7.46
$
700
Westpac
7.36
7.49
$
600
Compare more lenders
MyRate Update
Friday, 27 January 2012
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