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Mortgage Calculators/Tools

MyRate has developed a range of home loan calculators and tools to help you better understand your borrowing situation and the various loan options available. Please note, these calculators are indicative only and the final results will vary depending on your personal situation and loan arrangements.

Complete Home Loan/Pre Approval Calculator

Calculate:
  • How much you can borrow, i.e. your borrowing power/borrowing capacity
  • Your loan repayments
  • A stamp duty estimate
  • Indicative savings from choosing/switching to MyRate
  • Lenders Mortgage Insurance (LMI) estimate

Loan Repayments Calculator

Calculate your regular repayments for a specific loan amount.

MyRate vs. the Rest Calculator

See how we stack up against competing lenders, and calculate your savings.

Refinance Calculator

Generate a personalised savings comparison that calculates how much interest, time or cash you could save if you refinance with MyRate.

Fixed vs Variable Calculator

Compare MyRate Fixed rate and standard variable rate.

Loan Comparison Calculator

Head-to-head comparison of any two loans.

Extra Ongoing Repayments Calculator

If you make extra repayments, calculate the amount of time and money you might save.

Lump Sum Repayments Calculator

If you pay a lump sum amount, you could save a lot of time and money.

LVR Calculator

Calculate your Loan to Value Ratio.

Stamp Duty Calculator

Calculates all Government fees including stamp duty, mortgage registration and transfer fee.
It will also show you any government grants you may be eligible for.

Government Grant Calculator

It calculates any government grants you may be eligible for.
It will also show you stamp duty, mortgage registration and transfer fee.

Pro-Pack Calculator

Considering going with a pro-pack loan? Calculate how much you'll save by choosing MyRate.

Home Deposit Goal Calculator

Calculate how much you need to save to buy your new property, and set reminders to keep your savings on track.

Extra Savings Calculator

Calculate your savings if you cut back on unnecessary expenses, and put this money towards your home loan instead.

Key Facts Sheet

Generate a Key Facts Sheet in order to compare loans easily with products from other lenders.

Useful Tools

A list of helpful websites, tools and checklists.
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Compare Us  
Lender % p.a CCR % Fees
MyRate 5.42 5.42 $0*
CBA 6.15 6.29 $600
St. George 6.24 6.56 $700
Westpac 6.26 6.39 $600
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MyRate Update
Friday 17th May 2013

In line with the recent RBA rate cut, we are pleased to advise that our funder has reduced the rate on all variable rate loans by 0.25% effective the 17th of May 2013.

Our website is already reflecting these changes.

Did you know that MyRate can offer a 97% LVR on purchases including capitalised LMI? Enquire now to find out more.

Awards & Accreditations
Postcodes of MyRate funded loans
MyRate is a Kiva supporter