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Mortgage Calculators/Tools

MyRate has developed a range of home loan calculators and tools to help you better understand your borrowing situation and the various loan options available. Please note, these calculators are indicative only and the final results will vary depending on your personal situation and loan arrangements.

Complete Home Loan/Pre Approval Calculator

Calculate:
  • How much you can borrow, i.e. your borrowing power/borrowing capacity
  • Your loan repayments
  • A stamp duty estimate
  • Indicative savings from choosing/switching to MyRate
  • Lenders Mortgage Insurance (LMI) estimate

LMI & Stamp Duty Calculator

Estimate your Stamp duty & Lenders Mortgage Insurance costs.

Loan Repayments Calculator

Calculate your regular repayments for a specific loan amount.

MyRate vs. the Rest Calculator

See how we stack up against competing lenders, and calculate your savings.

Refinance Calculator

Generate a personalised savings comparison that calculates how much interest, time or cash you could save if you refinance with MyRate.

Fixed vs Variable Calculator

Compare MyRate Fixed rate and standard variable rate.

Loan Comparison Calculator

Head-to-head comparison of any two loans.

Extra Ongoing Repayments Calculator

If you make extra repayments, calculate the amount of time and money you might save.

Lump Sum Repayments Calculator

If you pay a lump sum amount, you could save a lot of time and money.

LVR Calculator

Calculate your Loan to Value Ratio.

Pro-Pack Calculator

Considering going with a pro-pack loan? Calculate how much you'll save by choosing MyRate.

Home Deposit Goal Calculator

Calculate how much you need to save to buy your new property, and set reminders to keep your savings on track.

Extra Savings Calculator

Calculate your savings if you cut back on unnecessary expenses, and put this money towards your home loan instead.

Useful Tools

A list of helpful websites, tools and checklists.
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Lender % p.a CCR % Fees
MyRate 6.15 6.15 $0*
CBA 7.01 7.15 $600
St. George 7.04 7.20 $700
Westpac 7.09 7.22 $600
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MyRate Update
Wednesday, 16 May 2012

My Rate is thrilled to announce that we have won 2 Gold Medals for Best Loan for Investors and Best Non-Bank 3 Year Fixed Rate awarded by Your Mortgage Magazine, Mortgage of the Year Awards

Check out our latest awards.

Note: Due to overwhelming demand for our products, we may take a bit longer to respond to enquiries, please bear with us.
 
Awards & Accreditations
Postcodes of MyRate funded loans