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Mortgage Calculators/Tools

MyRate has developed a range of home loan calculators and tools to help you better understand your borrowing situation and the various loan options available. Please note, these calculators are indicative only and the final results will vary depending on your personal situation and loan arrangements.

Complete Home Loan/Pre Approval Calculator

  • How much you can borrow, i.e. your borrowing power/borrowing capacity
  • Your loan repayments
  • A stamp duty estimate
  • Indicative savings from choosing/switching to MyRate
  • Lenders Mortgage Insurance (LMI) estimate

Loan Repayments Calculator

Calculate your regular repayments for a specific loan amount.

Refinance Calculator

Generate a personalised savings comparison that calculates how much interest, time or cash you could save if you refinance with MyRate.

Fixed vs Variable Calculator

Compare MyRate Fixed rate and standard variable rate.

Loan Comparison Calculator

Head-to-head comparison of any two loans.

Extra Ongoing Repayments Calculator

If you make extra repayments, calculate the amount of time and money you might save.

Lump Sum Repayments Calculator

If you pay a lump sum amount, you could save a lot of time and money.

LVR Calculator

Calculate your Loan to Value Ratio.

Stamp Duty Calculator

Calculates all Government fees including stamp duty, mortgage registration and transfer fee.
It will also show you any government grants you may be eligible for.

Government Grant Calculator

It calculates any government grants you may be eligible for.
It will also show you stamp duty, mortgage registration and transfer fee.

Pro-Pack Calculator

Considering going with a pro-pack loan? Calculate how much you'll save by choosing MyRate.

Home Deposit Goal Calculator

Calculate how much you need to save to buy your new property, and set reminders to keep your savings on track.

Extra Savings Calculator

Calculate your savings if you cut back on unnecessary expenses, and put this money towards your home loan instead.

Key Facts Sheet

Generate a Key Facts Sheet in order to compare loans easily with products from other lenders.

Useful Tools

A list of helpful websites, tools and checklists.
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how much can i borrow
MyRate Update
Thursday 8th January 2015

Borrow up to 97%?

MyRate can offer a 97% LVR on purchases including capitalised LMI. Available at 5.17% variable and comparison rate.

Enquire now to find out more.

Awards & Accreditations
Postcodes of MyRate funded loans
MyRate is a Kiva supporter