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Secure Funding

MyRate offers multi award winning industry leading home loans. Our loans are funded by an authorised Australian bank that is part of one of the largest financial groups in the world, so not only do you get one of the lowest interest rates in Australia but additional peace of mind in a turbulent global financial market.

Our funding is secure and stable for these reasons:

  • Our funder has a stable and secure rating for both long and short term funding.
  • MyRate does NOT fund through capital markets using securitisation.
  • Our business model is to combine secure funding and take advantage of our low overheads to deliver affordable home loans.

Borrower hardship process

Our funder currently works with customers who are experiencing temporary financial difficulty under the principles as set down under the National Consumer Credit Protection Act 2009 (NCCP Act) and Code of Banking Practice. MyRate home loan customers are encouraged to make contact with us as soon as possible if they feel they are likely to experience financial hardship. We will work with customers on a case-by-case basis to put in place arrangements to assist them where they have experienced temporary financial pressures as a result of unemployment or other reasonable causes.

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MyRate Update
Thursday 24th July 2014

Borrow up to 97%?

MyRate can offer a 97% LVR on purchases including capitalised LMI. Available at 5.17% variable and comparison rate.

Enquire now to find out more.

Awards & Accreditations
Postcodes of MyRate funded loans
MyRate is a Kiva supporter