home loan lender
award winning
low rate home loans
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Why Borrow with MyRate

At MyRate our main focus is to provide you with a better home loan and make the application process a simple, painless experience.


MyRate is Reputable

Since our inception in 2005, we have won a swag of awards and have consistently been highly rated by our customers. Our multi-awarding winning home loans have been recognised as one of the best in Australia year after year.

You will receive Competitive Rates

Our business model is to combine secure funding and take advantage of our low overheads to deliver affordable home loans.

There are NO hidden Fees or Charges

We're transparent about our fees and have done our best to minimise or eliminate as many of the fees as possible. Our comparison interest rate is the same as our advertised interest rate because there are no upfront or ongoing fees for the life of the loan on standard applications*.

Your interest Rate is Secure

MyRate is funded by one the biggest financial institutions in the world. This means that unlike some non-bank lenders that can only rely on securitisation programs to fund their home loans, all MyRate loans are funded by a bank so you have complete peace of mind.

You will receive Personal Service

Call centres can be impersonal. With MyRate however, you are always able to pick up a phone and speak to a real person from our experienced Customer Service Team. You will also deal with your own Personal Loan Specialist from the start of your application to settlement of your loan.
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how much can i borrow
MyRate Update
Thursday 23rd October 2014

Borrow up to 97%?

MyRate can offer a 97% LVR on purchases including capitalised LMI. Available at 5.17% variable and comparison rate.

Enquire now to find out more.

Awards & Accreditations
Postcodes of MyRate funded loans
MyRate is a Kiva supporter