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I am an investor

As an investor, you are on the constant lookout for mortgage products that have the flexibility and features you need to grow your portfolio. What MyRate can do for you is provide a full-feature product you've come to expect from banks but at a lower cost. Unlike many non-bank lenders we are bank-funded and NOT securitised (learn more). Also we do NOT require LMI on loans with an LVR of under 80% (60% for Low Doc). Dealing with MyRate, you get the cost benefit of a non-bank lender without the drawbacks.

A full-feature product...

  • full range of products including low doc, line of credit and more
  • free unlimited extra repayments and redraws, letting you use a MyRate loan with full control
  • up to 5 loan splits
  • up to 5 years interest only
  • a 5 day approval guarantee

...at a lower cost

  • one of the lowest variable interest rates in Australia (compare us to some competitors)
  • one of the lowest fixed interest rates in Australia
  • no fees on standard applications (and we've reduced/eliminated fees for non-standard applicants as much as possible)

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Lender % p.a CCR % Fees
myrate 6.63 6.63 $0*
CBA 7.36 7.49 $600
ANZ 7.41 7.51 $600
Westpac 7.51 7.64 $600
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