home loan lender
award winning
low rate home loans
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Who is MyRate?

MyRate offers multi award winning, industry leading, home loans. All MyRate loans are securely funded by one of the world's largest banking institutions. MyRate works with Firstfolio Limited as our Mortgage Manager. Our Funder and our Mortgage Manager together are considered our financier.

MyRate obtain wholesale funds from our financier, add a margin, and then market that financier’s range of products to consumers under the MyRate brand. Because of the volume of loans we originate, we are able to obtain competitive wholesale rates from our financier and then pass on those savings to consumers.

We pride ourselves on our transparency, reputation, and commitment to educating borrowers to ensure they choose the right home loan product to suit their needs.

Our people

MyRate.com.au's founders are specialists in the online space, having previously pioneered successful businesses in both the personal finance and travel reservation industries.

MyRate employs experienced professionals who demonstrate a high degree of integrity and an in depth understanding of personal finance. We recruit only industry savvy, MFAA accredited consultants who are customer service experts. The MyRate team has created a warm and friendly environment, which extends to the service we provide to our customers.

Management photo
The Team
Meet a representation of our diverse team.  Each staff member has been  chosen for their enthusiasm and expertise.  The MyRate team has created a warm and friendly environment, which extends to the service provided to our customers.
Team photo
(from left) Dan Katz (Director) - Former GM HotelClub and RatesToGo.
Leon Kamenev (CEO) - Former CEO of HotelClub and RatesToGo.
Kevin Sherman (MD) - Former Accenture management consultant.

Our Service

A low interest rate on your loan does not mean you get thin service. Your friendly expert consultant is with you every step of the way; from the start of your application, right through to settlement. They will even look after any variations you may require after settlement.

Your consultant will give you their direct contact details so they're readily available to assist with any queries you might have. They will keep you informed and make the loan process a painless experience.

Performance of our consultants is monitored via customer feedback. Excellence in customer service is rewarded to ensure our high standards are maintained.

Our Promise – Get a Better Home Loan

MyRate is committed to maintaining our recognised position as Australia's leader in online home loans, providing consumers with a securely funded, low interest rate alternative to the big banks.

Giving back

MyRate has chosen to support Kiva.org, whose mission as a non-profit organization is to connect people through lending to alleviate poverty. Find out more about the program here.

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how much can i borrow
MyRate Update
Thursday 8th January 2015

Borrow up to 97%?

MyRate can offer a 97% LVR on purchases including capitalised LMI. Available at 5.17% variable and comparison rate.

Enquire now to find out more.

Awards & Accreditations
Postcodes of MyRate funded loans
MyRate is a Kiva supporter